American Express Rates

Accepting American Express

Amex is a popular card used by customers around the world. Customers using Amex tend to make larger purchases, with many Amex cards used for business and corporate purchases. While some small businesses refuse to accept Amex because of higher costs, accepting this card allows you to capture the customers who prefer Amex.

Industry

Transaction Size

Rate

AMEX RETAIL

AMEX RETAIL

AMEX RETAIL

AMEX SERVICES

AMEX SERVICES

AMEX SERVICES

AMEX SERVICES

AMEX RESTAURANT

AMEX RESTAURANT

AMEX RESTAURANT

AMEX RESTAURANT

AMEX MAIL ORDER & INTERN

AMEX MAIL ORDER & INTERN

AMEX MAIL ORDER & INTERN

AMEX HEALTHCARE

AMEX HEALTHCARE

AMEX HEALTHCARE

AMEX B2B/WHOLESALE

AMEX B2B/WHOLESALE

AMEX B2B/WHOLESALE

AMEX T&E

AMEX T&E

AMEX T&E

AMEX PREPAID

AMEX PREPAID

AMEX PREPAID

AMEX OTHER

AMEX OTHER

AMEX OTHER

AMEX EDUCATION

AMEX EDUCATION

AMEX EDUCATION

AMEX GOVERNMENT

AMEX GOVERNMENT

AMEX GOVERNMENT

AMEX EMERGING MARKET

AMEX EMERGING MARKET

AMEX EMERGING MARKET

AMEX VPAYMENT

< $75

< $1,000

> $1,000

< $15

< $400

< $3,000

>$3,000

< $5

< $25

< $150

>$150

< $150

< $3,000

>$3,000

< $150

< $2,000

>$2,000

< $400

< $7,500

>$7,500

< $100

< $1,000

>$1,000

< $75

< $1,000

>$1,000

< $100

< $3,000

>$3,000

< $100

< $3,000

>$3,000

< $100

< $3,00

>$3,000

< $1,200

< $4,000

>$4,000

any

1.60 % + 10¢

1.95 % + 10¢

2.40 % + 10¢

1.60 % + 4¢

1.70 % + 10¢

2.00 % + 10¢

2.40 % + 10¢

1.60 % + 4¢

1.85 % + 10¢

2.50 % + 10¢

2.85 % + 10¢

1.70 % + 10¢

2.05 % + 10¢

2.50 % + 10¢

1.55 % + 10¢

1.85 % + 10¢

2.30 % + 10¢

1.65 % + 10¢

1.90 % + 10¢

2.35 % + 10¢

2.25 % + 10¢

2.60 % + 10¢

3.00 % + 10¢

1.35 % + 10¢

1.70 % + 10¢

2.15 % + 10¢

1.50 % + 10¢

1.85 % + 10¢

2.30 % + 10¢

1.45 % + 10¢

1.80 % + 10¢

2.05 % + 10¢

1.55 % + 10¢

1.70 % + 10¢

1.90 % + 10¢

1.43 % + 10¢

2.05 % + 10¢

2.70 % + 10¢

1.89 % + 10¢

Have questions?  Talk to one of our Small Business Specialists.