VMS is here to support your business with COVID-19 Relief, financial support as well as technical support.

We know the sacrifice & commitment you have put into building your dreams and we are here to support you during these challenging times! The first round of federal stimulus is depleted. If you need financial support, please click on the following link so we can put you in the queue for the next round of funds.

Credit Card Processing & Business Solutions

From retail to restaurants to automotive services, regardless of the business we have the tools to help you survive and thrive in our new normal. VMS provides payment solutions tailored to your specific business needs.

Online Ordering to Accommodate Every Customer

Online ordering has become a necessity. While you can utilize services like Uber Eats and Grubhub, the opportunity to provide these services yourself can save you an average of 30%. Orders integrate directly into the Clover POS & can be sent to the kitchen printer with no per item fee. Make it easy for your customers to order online for pick up or delivery.

Accept Online Payment

Safe, electronic credit card processing online, allows you to run your business anytime, anywhere. Seamlessly manage sales and inventory both online and in-person. Generate, track and receive orders directly to your Clover. The Clover POS integrates across multiple locations. Easily meet today’s shopping demands.

Your store never closes

You don’t get a second chance to make a first impression. Having an attractive website that is easy to navigate will drive more customers to your business. Build your business with our FREE websites for your business initiative. Link your social media, send emails, take online bookings & have a strong online presence with your own domain.

Contactless Payments

Contactless payments protect both your employees & customers. As well as providing speed and ease of checkout for your customers. Accept payment such as Apple Pay®., Android Pay®, Samsung Pay® and contactless EMV® cards.

Not a VMS Merchant?

To get information on rates and how to become and VMS merchant click here. Or reach out to us at 630-931-0114 and someone will bet back to you shortly.

COVID-19 Update


The quickest way to contact us is by filling out the form below and someone will be in contact with you the same day.As of 03/23/2020 all VMS employees are working from home due to the recent shelter in place order for the state of Illinois.  Please be assured we will continue to be here to help you and your business during these times and will do all we can to help you and your business.

Where To Find Help For Your Business During COVID-19 Pandemic
Some government agencies, lenders and private institutions offer the possibility of obtaining a loan to help keep your businesses afloat.

The Small Business Administration (SBA) Economic Injury Disaster Loans (EIDL) are now offering a rang of beneficial loans to the businesses affected by the COVID-19 pandemic. However, these loans will only be available in states where the governor has declared this pandemic an economic disaster. If your business is not located in IL, you can visit the SBA website to find out if you are eligible.

To help spread awareness and provide value for our merchants we have put together a list of loans you may qualify for:

SBA Disaster Loans
SBA Express Bridge Loans
SBA Paycheck Protection Loans
Discounted business loans
Local government loans

Loans For Chicago Businesses

Chicago has a $100 million Chicago Small Business Resiliency Fund in response to the COVID-19 virus. You can apply for up to $50,000 based on your business’s revenue with loan terms as long as five years.

*They’re available through Community Development Financial Institutions (CDFIs) that partner with the city, and interest rates may vary depending on the lender. At least half of the funds must go toward retaining at least 50% of your workforce before the outbreak*

How do I apply?
You can get connected with a CDFI by filling out a City of Chicago survey with basics about your business. You’ll need to provide the following documentation with your application:

Bank statements for October 2019 to March 2020
Most recent tax return
Government-issued photo ID — CityKey accepted

Who qualifies?
Your business must meet the following criteria to get this loan:

Over 25% decrease in revenue since the COVID-19 outbreak
Under 50 employees
Less than $3 million in 2019 gross revenue
Have an address in Chicago or Chicago business license
No tax liens or legal judgements

You may also text us at



How Can VMS Help With Payment Processing Solutions?

Velocity Merchant Services can help your business in three main ways.

credit card processing

Process Payments

Our business payment systems are customized to your specific needs. Whether you need help with EBT/SNAP benefits, credit card processing, checks, debit card processing, online payment gateway or other payment systems merchant services, our team can help. Our process payments will be secure and convenient for both you and your customers — we’ll make it easy for you to get paid so that you can focus on growing your business.

credit card processing

Payment Equipment

We offer both the hardware and software you need. Our digital, smart point-of-sale (POS) systems include Clover® Station and Clover® Mini, EMV® chip credit card terminals and NFC/Apple Pay®. We’ll make sure a specialist guides you through your system, and our excellent customer support will bring you peace of mind. Our smart POS systems not only help you get paid, but they can help you coordinate loyalty programs and give you valuable customer and sales data that you can use to help your business grow.

credit card processing

Grow Your Business

We’ll help you set up loyalty programs, custom gift cards, attractive websites and small business working capital to make your company grow. We’ll also assist you in applying for up to $250,000 in capital in under 72 hours and attracting more customers with the online presence you need.

Take it from our thousands of happy clients… we put our customers first!

“Velocity Merchant Services has always been there for me for my credit card processing, no matter what my business needed. I love the customer support I receive as well as the EMV-enabled equipment!”

Dariush Pit Pros Auto Shop

“My new smart terminal is the best! I plugged it in and everything just made sense, no training needed. Thank you, Velocity Merchant Services!”

Michelle Joy Fashions

“I manage my business much more efficiently now. I can see a real-time snapshot of how business is going. I love my Clover!”

Danny Pita Cafe

“We greatly appreciate the assistance of Mike and Jessica! They both made getting the new clover mini and setting it up very very easy. We are super excited to start using our new products and services here at the shop!!!!! Thanks a million you guys!!!”

Andrew Color Boss Customs

“The Customer Service was great at Velocity Merchant Services! Very helpful in resolving my issue along with great attitude! Thanks!”

Colleen Wheelers Kountry Korner

“Jessica was extremely helpful, nice, and knowledgeable about getting the Pin Pad I ordered. Definitely a keeper!”

Chris Borger Family Chiropractic
credit card processing

How Business Grows With VMS

Velocity Merchant Services is committed to helping businesses succeed, and we’ve engineered our services for that aim. Our small business consultants can help you figure out anything from processing your first credit card to launching your first business to understanding the EMV® liability shift.

Not sure what you need?

Feeling overwhelmed? Want to speak to a real, live person who wants to help your business? Contact us today!

One of the cornerstones of making your business grow involves being able to accept money from your clients and customers. Your payment solutions affect your bottom line, your relationship with customers and your sales. A quality payment solutions company can help you accept secure payments conveniently and easily from customers, no matter what your business is.

Today, customers want to pay on their terms, whether that means credit card, debit, cash, digital payments or other payment options. Being able to accept the payment methods your customers use while offering a high degree of security is a must, and reliable, trusted payment merchant services from Velocity Merchant Services can help.

Our consultants will work with you in your language. You won’t have to understand tech speak or complicated legal or business concepts to work with us. Our consultants explain everything in plain English, so you can get the solutions you need without paying for services you don’t. In fact, our consultants are strict about it: We’re honest and transparent and only suggest the services and products that could have a positive impact on your venture. We’re never pushy, and we won’t suggest things you don’t need.

We keep our customer service open 24/7 and in-house, so you can reach a live person and get help from someone who understands. And since we know taking the first step and figuring out your needs can be a challenge, we offer a free initial consultation. Just contact us to set up your free conversation to review what we can do together to make your business thrive!

Velocity Merchant Services offers

  • Customizable solutions designed to fit your business needs
  • Small business support
  • Cost-effective point-of-sale systems
  • Secure electronic credit card processing
  • Easy-to-use and intuitive point-of-sale technology
  • Working capital solutions and websites
  • Outstanding 24/7 in-house support, here when you need us
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