MASTERCARD INTERCHANGE RATES
What is Mastercard Interchange?
Interchange is the fee collected by the customer’s credit card bank (the Visa card-issuer) on every transaction. These rates are set by Mastercard every year and apply to all processors. In other words, this is the true cost that the processor has to pay on every transaction. The interchange rates are part of our Cost+ pricing program. The tables below provide a breakdown of the current Mastercard interchange rates.
Current Mastercard USA Interchange Rates
Card Type
Interchange Rate
Debit Card Present
MC Debit
1.050 % + 15¢
MC Debit Regulated
-0.050 % + 22¢
MC Debit Prepaid
-1.050 % + 15¢
Debit Keyed
MC Debit Keyed
-1.650 % + 15¢
MC Debit Keyed Regulated
-0.050 % + 22¢
MC Debit Keyed Prepaid
-1.760 % + 20¢
Credit Card-Present
MC Consumer
-1.580 % + 10¢
MC Enhanced
-1.730 % + 10¢
MC World
-1.770 % + 10¢
MC World Elite
-2.200 % + 10¢
MC Corporate
-2.700 % + 10¢
Credit Keyed
MC Keyed Consumer
-1.890 % + 10¢
MC Keyed Enhanced
-2.040 % + 10¢
MC Keyed World
-2.050 % + 10¢
MC Keyed World Elite
-2.500 % + 10¢
MC Keyed Corporate
-2.700 % + 10¢
International
MC International
-1.10 %
MC International Keyed
-1.16 %
Level 2 Data
Corporate, Purchasing & Fleet
-2.500 % + 10¢
Business Card (L1)
-1.900 % + 10¢
Business Card (L2)
-2.050 % + 10¢
Business Card (L3)
-2.100 % + 10¢
Business Card (L4)
-2.200 % + 10¢
Business Debit Card
-2.100 % + 10¢
Level 3 Data
Corporate, Purchasing & Fleet
-1.900 % + 10¢
Large Ticket – Corporate $7,254+
-1.450 % + $35
Debit Card Present
MC Debit
MC Debit Regulated
MC Debit Prepaid
1.050 % + 15¢
0.050 % + 22¢
1.050 % + 15¢
Debit Card Keyed
MC Debit Keyed
MC Debit Keyed Regulated
MC Debit Keyed Prepaid
1.650 % + 15¢
0.050 % + 22¢
1.760 % + 20¢
Credit Card-Present
MC Consumer
MC Enhanced
MC World
MC World Elite
MC Corporate
1.580 % + 10¢
1.730 % + 10¢
1.770 % + 10¢
2.200 % + 10¢
2.700 % + 10¢
Credit Card Keyed
MC Keyed Consumer
MC Keyed Enhanced
MC Keyed World
MC Keyed World Elite
MC Keyed Corporate
1.890 % + 10¢
2.040 % + 10¢
2.050 % + 10¢
2.500 % + 10¢
2.700 % + 10¢
International
MC International
MC International Keyed
1.10%
1.60%
Level 2 Data
Visa International
Visa International Premium
Visa International Corporate
Visa International Keyed
1.10%
1.80%
2.00%
1.60%
Level 3 Data
Corporate, Purchasing & Fleet
Business Card – Level 1
Business Card – Level 2
Business Card – Level 3
Business Card – Level 4
Business Debit Card
2.050 % + 10¢
2.050 % + 10¢
2.050 % + 10¢
2.050 % + 10¢
2.200 % + 10¢