Credit Card Processing for Small Business

If you’re an entrepreneur, you need to know about many things. For entrepreneurs who operate a customer-facing business, one of those things is credit card processing for small business. 

While you may think you can figure things out by typing “small business credit card processing” into a search bar or asking your smart assistant to do some research for you, that’s not always the case. When you start to look into your small business payment processing options, you’ll quickly realize you have a lot to consider before you can knowledgeably choose a processor that can truly support your business.

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What to Think About When Choosing a Credit Card Processor for Small Business

Because small business owners have so much to think about as they attempt to find a credit card processor for their operation, there’s always a risk that an important consideration will fall through the cracks. To prevent that from happening, we put together a list of critical factors you should keep top of mind as you search for a credit card processor. Here’s how Velocity Merchant Services addresses each one:

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Processing fees

While you can’t avoid payment transaction fees, you should do what you can to minimize the processing fees you’ll incur. When you partner with Velocity Merchant Services, you’ll enjoy a low rate $1,000 processing fee guarantee.

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EBT/SNAP Payments

If you sell fresh food, being able to accept payment from customers on government assistance will help you serve your customers better and enable you to reach more of your potential customer base. Velocity Merchant Services lets you accept EBT (Electronic Benefits Transfer) and SNAP (Supplemental Nutrition Assistance Program).

Once you’ve applied for a USDA FNS (Food and Nutrition Service) permit to receive these payments, a dedicated EBT/SNAP consultant at VMS can work with you every step of the way to set up the system and equipment you need to start accepting payments.

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Payment Systems

Velocity Merchant Services offers a range of trusted point-of-sale systems, including Clover® Station 2.0 Point-of-Sale System, Clover® Flex Point-of-Sale System, Clover® Mini Terminal Point-of-Sale System, Clover® Station Point-of-Sale System, Verifone VX520 + PIN Pad Bundle and First Data FD130 + FD35 PIN Pad Bundle. We’ll help you choose the right option and work with you to make sure you can use it like a pro.

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If you’re just starting out and you’re investigating how much a website will be, it won’t take you long to learn how expensive even basic ones typically are. If you buy a Clover POS system through VMS, you’ll enjoy a free website for your business.

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Just like your costs added up as you waited to open your doors for the first time, you can lose sales and incur bank fees if you have to wait for your POS system to arrive because not all consumers carry cash and not every check you collect will clear. VMS enables you to sidestep those issues by offering free next-day shipping when you purchase one of the small business payment processing systems that we support.

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Depending on the industry you’re in, your equipment may be subject to damage or harsh elements that can cause issues with functionality. Whereas some processors may require you to purchase a new system, Velocity Merchant Services provides a lifetime warranty on systems purchased through us.

Accept credit cards today | Velocity Merchant Services

Dedicated specialist 

Although other merchants also sell Clover POS systems, you’ll get something extra when you buy a Clover system from VMS — a dedicated Clover specialist. This added perk will prevent you from having to talk to multiple agents during the setup process, and the same goes if you have a problem down the line.

Accept credit cards today | Velocity Merchant Services

24/7 customer support

Some payment processors only provide customer assistance during certain hours, which may or may not align with your hours of operation. Velocity Merchant Services is dedicated to being “there” for you whenever you need us, which is why we offer customer support 24/7, 365 days per year.

Accept credit cards today | Velocity Merchant Services


If you sign a contract with a payment processor now that can’t support your operation when it multiplies in size and sprawls over several locations in the future, it’s likely that you’ll incur hefty fees to break your contract. Your future growth will never be an issue when you partner with VMS because our systems are scalable and adaptable to future technology.

Partner With Velocity Merchant Services

With VMS being able to put every worry you have about choosing a small business payment processor to bed, why would you partner with any other provider? Schedule a free consultation with a VMS small business specialist now.

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