VISA INTERCHANGE RATES
What is Visa Interchange?
Interchange is the fee collected by the customer’s credit card bank (the Visa card-issuer) on every transaction. These rates are set by Visa every year and apply to all processors. In other words, this is the true cost that the processor has to pay on every transaction. The interchange rates are part of our Cost+ pricing program. The tables below provide a breakdown of the current Visa interchange rates.
Current Visa USA Interchange Rates
Card Type
Interchange Rate
Debit Card Present
Visa Debit CPS
Visa Debit CPS Regulated
Visa Debit Prepaid
Visa Debit Business
Visa Debit Business Regulated
0.800 % + 15¢
0.050 % + 22¢
1.150 % + 15¢
1.700 % + 15¢
0.050 % + 22¢
Debit Card Keyed
Visa Debit Keyed CPS
Visa Debit Keyed CPS Regulated
Visa Debit Keyed Prepaid
Visa Debit Keyed Business
Visa Debit Keyed Business Regulated
1.650 % + 15¢
0.050 % + 22¢
1.750 % + 20¢
2.450 % + 10¢
0.050 % + 22¢
Credit Card Present
Visa CPS Retail
Visa Rewards Traditional
Visa Rewards Signature
Visa Rewards Signature Preferred
Visa Corporate
Visa Business
Visa Purchasing
1.510 % + 10¢
1.650 % + 10¢
2.300 % + 10¢
2.100 % + 10¢
2.500 % + 10¢
2.200 % + 10¢
2.500 % + 10¢
Credit Card Keyed
Visa Keyed CPS Retail
Visa Keyed Rewards Traditional
Visa Keyed Rewards Signature
Visa Keyed Rewards Signature Preferred
Visa Keyed Corporate
Visa Keyed Business
Visa Keyed Purchasing
1.800 % + 10¢
1.950 % + 10¢
2.700 % + 10¢
2.400 % + 10¢
2.700 % + 10¢
2.250 % + 20¢
2.700 % + 10¢
International Cards
Visa International
Visa International Premium
Visa International Corporate
Visa International Keyed
1.10%
1.80%
2.00%
1.60%
Corporate Cards
Visa International
Visa International Premium
Visa International Corporate
Visa International Keyed
1.10%
1.80%
2.00%
1.60%
Level 2 Data
Corporate & Purchasing
Business Card – Tier 1
Business Card – Tier 2
Business Card – Tier 3
Business Card -Tier 4
2.050 % + 10¢
2.050 % + 10¢
2.050 % + 10¢
2.050 % + 10¢
2.200 % + 10¢
Level 3 Data
Corporate & Purchasing
Large Ticket – Corporate & Purchasing $8,725+
Large Ticket – Government $5,984+
1.900 % + 10¢
1.450% + $35
1.200% + $39
