VISA INTERCHANGE RATES

What is Visa Interchange?

Interchange is the fee collected by the customer’s credit card bank (the Visa card-issuer) on every transaction. These rates are set by Visa every year and apply to all processors. In other words, this is the true cost that the processor has to pay on every transaction. The interchange rates are part of our Cost+ pricing program. The tables below provide a breakdown of the current Visa interchange rates.

Current Visa USA Interchange Rates

Card Type

Interchange Rate

Debit Card Present

Visa Debit CPS

Visa Debit CPS Regulated

Visa Debit Prepaid

Visa Debit Business

Visa Debit Business Regulated

0.800 % + 15¢

0.050 % + 22¢

1.150 % + 15¢

1.700 % + 15¢

0.050 % + 22¢

Debit Card Keyed

Visa Debit Keyed CPS

Visa Debit Keyed CPS Regulated

Visa Debit Keyed Prepaid

Visa Debit Keyed Business

Visa Debit Keyed Business Regulated

1.650 % + 15¢

0.050 % + 22¢

1.750 % + 20¢

2.450 % + 10¢

0.050 % + 22¢

Credit Card Present

Visa CPS Retail

Visa Rewards Traditional

Visa Rewards Signature

Visa Rewards Signature Preferred

Visa Corporate

Visa Business

Visa Purchasing

1.510 % + 10¢

1.650 % + 10¢

2.300 % + 10¢

2.100 % + 10¢

2.500 % + 10¢

2.200 % + 10¢

2.500 % + 10¢

Credit Card Keyed

Visa Keyed CPS Retail

Visa Keyed Rewards Traditional

Visa Keyed Rewards Signature

Visa Keyed Rewards Signature Preferred

Visa Keyed Corporate

Visa Keyed Business

Visa Keyed Purchasing

1.800 % + 10¢

1.950 % + 10¢

2.700 % + 10¢

2.400 % + 10¢

2.700 % + 10¢

2.250 % + 20¢

2.700 % + 10¢

International Cards

Visa International

Visa International Premium

Visa International Corporate

Visa International Keyed

1.10%

1.80%

2.00%

1.60%

Corporate Cards

Visa International

Visa International Premium

Visa International Corporate

Visa International Keyed

1.10%

1.80%

2.00%

1.60%

Level 2 Data 

Corporate & Purchasing

Business Card – Tier 1

Business Card – Tier 2

Business Card – Tier 3

Business Card  -Tier 4

2.050 % + 10¢

2.050 % + 10¢

2.050 % + 10¢

2.050 % + 10¢

2.200 % + 10¢

Level 3 Data 

Corporate & Purchasing

Large Ticket – Corporate & Purchasing     $8,725+

Large Ticket – Government     $5,984+

1.900 % + 10¢

1.450% + $35

1.200% + $39

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