Payment Processing Solutions for Retail Stores

You can accept all major forms of payment, including EMV chip cards, contactless tap-to-pay (NFC), mobile wallets like Apple Pay and Google Pay, traditional magstripe swipes, gift cards, and manual key-in entries. Some systems also support EBT, checks, and installment payments, depending on your business needs.

Payments are processed in real time—typically within seconds—whether it’s a swipe, chip insert, tap, or mobile wallet. Fast processing means shorter wait times, smoother customer flow, and more efficient checkout during peak hours.

Yes. Many modern retail POS systems, including Clover, offer offline mode or built-in 4G/LTE options. This allows you to continue taking secure payments even if your Wi-Fi is temporarily down—so your sales don’t stop when your signal does.

Yes. While tipping is more common in service businesses, retail systems can enable it for boutique or specialty shops. Most systems also support split payments—letting customers pay with multiple cards, cash plus card, or even combine gift cards with credit.

Yes. Your VMS retail POS ships programmed for your account and ready to plug in and play. Follow the equipment setup guide for your device, connect your barcode scanner and load your inventory, and you are ready to sell. Our team can walk you through any step by phone.

Yes. You’ll have access to real-time inventory tracking, product-level reporting, and daily sales summaries—directly from your POS or mobile dashboard. Automatic updates help you reduce stockouts, manage reorders, and spot top-selling items quickly.

Absolutely. Most systems scale with your business, allowing you to manage multiple stores, registers, or kiosks from one centralized dashboard. This makes it easy to track performance, standardize pricing, and control inventory across all locations.

You can offer both. Customers can receive a printed receipt, a text receipt, or an emailed version—based on their preference. This flexibility enhances the customer experience and helps build your email list for future marketing.

Yes. Clover works with barcode scanners and label printers, so you can scan items at checkout and print price labels for your shelves. Your VMS specialist will help you pick the accessories that fit your store.

Yes. You can set up item or order discounts in seconds for a weekend sale, and sell and accept gift cards right from your POS. It is an easy way to bring shoppers back and move slow inventory.

Yes, if your store is authorized by the USDA. VMS helps grocery, convenience and specialty food retailers apply for SNAP authorization and set up certified EBT equipment alongside your card processing.

Send us your most recent credit card processing statement. If we cannot beat the rate you are paying now, we will pay you $1,000. See more answers on our merchant services FAQs page.

Yes. The Clover App Market has apps for loyalty, accounting, scheduling, ecommerce and more, so your payment processing for retail grows with your store.