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Client Login Contact Us Free Custom Quote

Payment Processing Systems

Process credit cards fast & easy.

Dedicated Account Manager

24/7/365 Customer Service

100% Transparency Pricing

Free Custom Quote

clover station devices

$0 processing fees available.

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Trusted by 75,000+ companies for over 25 years

Front desk of Velocity Merchant Services

Reliable, Safe & Secure Payment Processing

  • Merchant Services customized to your specific needs
  • Credit & debit card processing
  • EBT/SNAP
  • Mobile & contactless payments
  • Online payment gateway
  • Additional services to grow your business

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Get paid fast -
anywhere, anytime

Contactless NFC payment processing

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clover station 2.0 devices

POS

clover mini device

In Store

cellphone running clover flex mobile system

Mobile

computer showing online processing services software

Online

Solutions for all
business types

grocery merchant services

Grocery
& Convenience

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restaurant merchant services

Restaurants

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salon merchant services

Salon

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retail merchant services

Retail

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automotive merchant services

Automotive

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professional merchant services

Professional

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Don't take
our word for it

“Velocity Merchant Services has always been there for my credit card processing, no matter what my business needed. I love the customer support I receive as well as the EMV-enabled equipment!”

Dariush

Dariush – Pit Pros Auto Shop

“My new smart terminal is the best! I plugged it in and everything just made sense, no training needed. Thank you, Velocity Merchant Services!”

 

Michelle

Michelle – Joy Fashions

“I manage my business much more efficiently now. I can see a real time snapshot of how business is going. I love my Clover!”

Danny

Danny – Pita Café

“We greatly appreciate the assistance of Mike and Jessica! They both made getting the new clover mini and setting it up very, very easy. We are super excited to start using our new products and services here at the shop!!!! Thanks a million you guys!!!!”

Andrew

Andrew – Color Boss Customs

Additional tools to grow
your business

We can customize a plan for your unique needs.

QR Codes

Easily turn your physical menu into a QR Code and let your customers safely view the menu on their smartphones.

Learn more

Team Management

Employee scheduling, time clocks, timesheets, team communication, hiring, onboarding, and labor law compliance – spend less time on paperwork and more time on growing your business.

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Scan Data

A built in rewards program saving both your business and your customers money with double pack discounts and rebates on carton sales. 

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Payroll

Take the Headache Out of Payroll & Benefits. Automatically files your payroll taxes.

Benefit & time tracking built right in.

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Marketing

Marketing your business has many facets. Personalize every customer interaction. 

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Loyalty

Customers love feeling appreciated through a loyalty program. Earn their repeat business with a rewards program. 

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Inventory

Easily manage inventory and display your most popular items by quantity sold and top items by net sales during a specific time period. 

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Gift Cards

Offer physical and electronic gift cards. Gift cards can be customized for your business. 

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EBT

Begin accepting EBT at your grocery or convenience store. As a USDA approved provider, VMS will assist you in the entire process.

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Cash Discount

Get rid of the expense of processing credit cards. A cash discount program offers a discount to customers who pay by cash or check instead of using a credit or debit card.

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Working Capital

Get up to $250,000 in under 72 hours.

Grow without the hassles of applying for a traditional bank or SBA loan.

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Websites

VMS will help you build your business website to grow your online presence & connect with your social media accounts, so that you can actively engage with your customers.

Learn more

Dashboard

Get a snapshot of the business you do. It’s simple, intuitive, and interactive, making it easy to see your sales, most popular items, and employee performance at a glance.

Learn more

Frequently asked questions

How fast do I receive deposits for credit card transactions?

Depending on when you batch, payments will be deposited into your account within 24-48 hours. 

Does VMS offer any lending for small businesses?

Working Capital with VMS is a great option for business owners. The program has generous qualification criteria. It has less stringent qualifications than traditional bank SMB programs. To apply you just need to complete a basic application and provide minimal documentation. 

Working capital requires no collateral, no personal guarantee and has no fixed terms or  fixed payment amounts. Payback is done through split funding of card receivables meaning when sales drop, you pay less and when sales increase you pay more.

What are the advantages of having a cloud-based program?

A cloud-based POS has many advantages one of the most obvious is the ability to take your business anywhere with an internet connection. Another advantage is you can streamline information across multiple locations and devices. Cloud based systems also have increased data security. If your equipment were ever stolen, no one would be able to access sensitive data as it is securely stored in the cloud. 

I am not tech savvy, how difficult is Clover to use?

If you can use a smartphone or tablet, you can use a Clover device. When you sign up with VMS we walk you through the process and set everything up for you, free of charge. 

Can Clover link to my accounting software?

Clover can link to your accounting software saving you hours of repeat input. 

What payment types can Clover accept?

Your Clover system accepts credit cards, debit cards, gift cards, and contactless payments. 

Will my rates change over time?

No, your rates will not change over time with VMS. 

Can I access business information remotely?

With a cloud-based system business information can be accessed anywhere you have an internet connection. 

Does the system update automatically, or do I need to do it manually?

Clover does not store sensitive cardholder data in the hardware, so in the event of a loss of power or unforeseen circumstances, your data is backed up and securely stored in the Cloud.

Do you offer transition assistance from our old POS to yours?

We will assist you in the entire process. We assist in determining the best equipment for your business, setting up the equipment for you based on your needs and loading your data onto your POS. We will assist in training you and your staff on how to use your new equipment. And, if you need assistance at any time, we have 24/7/365 day in-house customer support. 

Will the Clover POS work if the internet goes down?

With Clover, you can accept payments in offline mode and process them when you’re back online.

Do you offer a lease?

With VMS you have the option to lease the equipment or to purchase it. Talk to a Small Business Specialist to determine the best option for your and your business. 

How fast can I get a Clover device?

We ship your equipment out to you next-day air. 

Can someone from VMS come to my office?

We are able to assist you with the entire process over the phone. We have been helping merchants just like you in this manner for over 20 years. Rest assured we can take care of all of your needs without having to physically be in your place of business. 

How can I add more devices or accessories to my existing Clover system?

Adding additional devices or accessories is easy. Call a Small Business Specialist at VMS to assist you with the additional needs of your business. 

How do I sign up with VMS?

Signing up with VMS is fast and easy. Give one of our specialists a call at If you would prefer, you can chat with us using our chat bot. Or, you can submit your information and we will reach out to you. CLICK HERE to submit your information for us to contact you. 

See all FAQs

Ready to Get Started?

Speak with a business specialist.

  • By providing your information above, you consent to our Contact Policy

Payment Solutions

  • Terminals / In-person
  • POS
  • Websites

Business Solutions

  • Grocery
  • Restaurants
  • Full Service Restaurants
  • Quick Serve Restaurants
  • Salons & Spas
  • Retail
  • Health & Wellness
  • Professional Services

More Tools

  • Capital
  • Cash discounts
  • Payroll
  • Marketing
  • Loyalty
  • Inventory
  • Team Management
  • Gift cards

Resources

  • FAQs
  • EBT Update
  • Client Support
  • YouTube Videos

About Us

  • About Us
  • Affiliate Program
  • Join Our Team

Velocity Merchant Services

3051 Oak Grove Rd. 2nd Floor
Downers Grove, IL 60515
Phone: 888-902-6227
Fax: 888-902-6229
info@getvms.com

Velocity Merchant Services (VMS) is a registered ISO of Deutsche Bank Trust Company Americas. The Clover® trademark and logo are owned by Clover® Network, Inc., a First Data company. EMV® is a registered trademark in the U.S. and in other countries, owned by EMVCo, LLC. Apple Pay®, Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. All other trademarks, service marks and trade names referenced in this material are the property of their respective owners.

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Clover Station 2.0 Point-of-Sale

This all-in-one POS solution includes everything you need to streamline your business. 

More counter room thanks to a space-saving design: The 14-inch, HD display and screen swivel feature keep customer engagement clean and simple.

Faster apps and business: Let the 8-core, state-of-the-art Qualcomm® Snapdragon™ processor and 4GB memory handle the toughest tasks.

Modern payment technology: Accept mag stripe cards, EMV chips, contactless payments and more.

A versatile app market: Use Clover’s robust apps to give your business endless possibilities.