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VMS Pre-Application

VMS company logo for Velocity Merchant Services

VMS Pre-Application

Founded in 1998, we have helped tens of thousands of merchants, and we’re BBB Accredited with an A+ rating.

No contracts required to start your pre-application. No pressure. Just a quick review to see what you qualify for.

"*" indicates required fields

1Business Information
2Processing Information
3Ownership
4Upload Documents
This field is for validation purposes and should be left unchanged.
We can put anything we want here
Type of Ownership*
Business Address*

Frequently Asked Questions

Is this a real company? How can I verify you?

Yes. We’ve been operating for 27+ years and are BBB Accredited with an A+ rating.
If you want to verify us independently, search our company name on the BBB website or Google us before submitting anything.

Why are you asking me to fill out a pre-application?

Because we can’t quote accurately without basic details. The pre-application helps us confirm what you qualify for (pricing, equipment, and approval options) without wasting your time.

Is this the same as a full application?

No — this is a pre-application. It’s a quick step to review your business and see what options fit. If you choose to move forward, we’ll guide you through the full next step.

Will this impact my credit?

In most cases, no. A pre-application is typically used to review eligibility and business details.
If any step ever requires a credit check, we’ll tell you clearly before that happens.

Is my information secure?

Yes. Your info is used only to review your business for payment processing options and is handled securely. We do not sell your information.

Why did I get this link by text message?

Because it’s the fastest way to get you the form while you’re busy running your business. Your sales agent sends this link so you can complete it when it’s convenient.

What information do you need from me?

Usually:

– Business name & contact info
– Approximate monthly card volume
– What you sell / business type
– If you already process cards (and with who)

Nothing weird. Nothing unrelated to setting up payment processing.

How long does it take?

Most people finish in 2–4 minutes.

What happens after I submit it?

A specialist reviews your info and reaches out with the best options for:

– Rates & pricing structure
– Equipment/POS recommendations
– Approval steps (if you want to proceed)

Am I locked into anything if I submit this?

Nope. Submitting the pre-application does not lock you into a contract. It just starts the review.

What if I’m not ready to switch processors yet?

That’s fine. We can still review your situation and give you a clear comparison. If staying put is smarter, we’ll tell you.

I don’t like entering info online — can I do this over the phone instead?

Yes. If you’d rather do it with a human, your agent can take the info by phone and walk you through everything step-by-step.