Velocity Merchant Services Logo

Sign in

Support

Get Started

Payment Processing for Grocery Stores

Fast, secure, and dependable payment processing tailored to the everyday demands of grocery stores.

Get Now
Clover Compact Countertop Payment Terminal

Grocery

Payment Processing Solutions for Grocery Stores

Get Started

5000+

Over 5000 businesses rely on VMS

10k+

Over 10k locations across the nations trust VMS

27

Years of industry experience

Payment Processing for Grocery Stores

Payment solutions

Payment Processing for Grocery Stores with Busy Checkout Lanes

Grocery stores demand speed and stability. Our payment solutions are built to handle high-volume transactions without delays or downtime—keeping your lines moving.

Get started

Payment solutions

Accept Every Major Payment Method

From EBT and debit to chip cards and mobile wallets, our processors are certified to handle the full range of payment types your customers expect.

Get started
Woman managing store inventory

Inventory Management

Employee management solutions

Employee Management

Customer engagement tools

Customer Engagement

cloud based software

Cloud-Based Software

Payment solutions

Transparent Rates, No Surprises

We offer clear, competitive pricing with no hidden fees—so you can accept payments with confidence and keep your margins strong.

Get started
Couple checking out at grocery store

Clover Apps

All the software you need to customize your business

popular clover app logos

Which POS is right for you?

Customer shopping at grocery store

Payment solutions

Built for Grocery Store Operations

Designed with grocery workflows in mind, our payment services support weighted items, multiple lanes, digital receipts, and loyalty integrations.

Get started

Frequently Asked Questions

What payment methods can I accept?

Grocery shoppers want convenience, and our systems give them just that. You’ll be able to accept all major credit and debit cards, EMV chip payments, tap-to-pay (NFC), mobile wallets like Apple Pay, Google Pay, and Samsung Pay, along with EBT, checks, and gift cards. By using payment processing for grocery stores, you can serve every type of customer and eliminate lost sales at checkout.

How fast are transactions processed?

Speed is everything in a busy supermarket environment. Our payment processing for grocery stores is built to process transactions in just seconds, helping you keep lines moving quickly at peak times. Whether your customers swipe, tap, or insert their card, payments are confirmed instantly. Faster checkout means happier customers, improved efficiency for your cashiers, and the ability to handle larger volumes during evening rushes or weekend crowds. This speed also reduces abandoned carts and keeps your store competitive with big-box retailers.

Is the system compatible with weigh scales?

Yes. Fresh produce, meat, and deli counters rely on weight-based pricing, and our POS integrates directly with certified scales. The system captures the weight, calculates the exact price, and adds it instantly to the order. With payment processing for grocery stores that works hand-in-hand with scales, you’ll deliver accurate pricing and a smoother shopping experience.

Can I manage inventory and barcodes through the same system?

Absolutely. Instead of juggling separate systems, your POS centralizes everything—scanning barcodes, tracking spoilage, monitoring stock levels, and even auto-reordering top sellers. This kind of payment processing for grocery stores does more than run transactions; it also powers real-time reporting so you know exactly what’s selling and what needs restocking.

What happens if my internet goes down?

Connectivity issues shouldn’t stop you from running your store. Our POS offers offline payment mode and optional 4G backup, so transactions are encrypted, stored securely, and processed once service resumes. This ensures your customers never leave empty-handed. Many retailers switch to us specifically for our reliable payment processing for grocery stores during outages.

Is the system secure and PCI compliant?

Yes. Every transaction is protected by PCI-compliant standards, tokenization, and encryption. Fraud detection, user-level permissions, and automatic security updates keep your business protected. For store owners, this means your customers can shop with confidence, and you can operate knowing your payment processing for grocery stores is as secure as possible.

Can I offer loyalty programs or store credit?

Yes. Many POS systems now include built-in or third-party integrations for loyalty rewards, digital punch cards, and store credit programs. These tools help grocery owners build stronger customer relationships by encouraging repeat visits and boosting average order size. When paired with payment processing for grocery stores, loyalty programs sync automatically at checkout, so customers earn rewards while you increase sales and retention.

Can I set different tax rates for certain items?

Absolutely. Tax settings can be customized by product type—for example, exempting EBT-eligible grocery items, applying different food and beverage taxes, or assigning local rates. This flexibility ensures compliance with state and federal regulations while reducing the burden on your staff. Our grocery store payment processing systems automatically apply the right tax rules at checkout, keeping lines moving quickly without errors.

Speak With a Small Business Specialist

Fill out the form below and a member of our in-house team will contact you shortly.

  • This field is for validation purposes and should be left unchanged.
  • Please enter a number from 101 to 1000001.
  • By providing your information above, you consent to our Contact Policy.