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Payment Processing for Full-Service Restaurants

Streamline operations and deliver seamless dining experiences with secure, flexible payment solutions built for full-service restaurants.

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Restaurants

Payment Processing Solutions for Full-Service Restaurants

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5000+

Over 5000 businesses rely on VMS

10k+

Over 10k locations across the nations trust VMS

27

Years of industry experience

restaurant worker interacting with Clover KDS

Customized

Designed for the Flow of Full-Service Dining

From taking orders at the table to closing out checks, our solutions are built to support your restaurant’s unique rhythm—ensuring smooth, efficient service at every step with payment processing for full-service restaurants.

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No Hidden Fees

We believe payment processing for full-service restaurants should be simple. That’s why we never bury you in surprise charges. No hidden service fees, no overpriced installation costs—just clear, upfront pricing you can trust.

Tailored Pricing

Every full-service restaurant is different, so your pricing plan should be too. With Velocity Merchant Services, you get flexible options designed around your menu size, sales volume, and unique business needs. You only pay for what helps you grow.

Free Cost Analysis

Our team will run a free cost analysis so you can see exactly how much you’ll save by switching. We’ll compare your current fees with our programs and show you how much better payment processing for full-service restaurants can be—with no risk and no obligation.

Payments

Accept Every Payment with Confidence

From small boutiques to large retail chains, our payment processing for retail adapts to your unique business needs. Whether you operate a single location or multiple stores, you’ll have secure, reliable tools for every transaction. Our payment processing for full-service restaurants ensures smooth checkout experiences.

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Clover Flex handheld payment device in a restaurant environment payment processing for full-service restaurants
Woman managing store inventory

Inventory Management

Employee management solutions

Employee Management

Customer engagement tools

Customer Engagement

cloud based software

Cloud-Based Software

Payments

Easy Payments, Better Guest Experience

Accept chip, tap, and mobile wallet payments tableside or at the counter. Built-in tipping, receipt options, and split-bill features ensure every checkout feels effortless. With our tailored payment processing for full-service restaurants, you can accept credit cards, mobile wallets, and EBT while reducing transaction costs.

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Customer using Apple Pay on a smartphone to complete a transaction on the Clover Compact POS system at a retail counter.

Clover Apps

All the software you need to customize your business

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POS Customized For Your Restaurant

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Solutions

All-in-One Solution for Front and Back of House

Take orders, send them directly to the kitchen, manage tables, and track tips—all from one connected platform designed to keep your staff in sync. Tailor your payment processing for full-service restaurants with our easy to manage solutions.

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Accept payments without the fees.

Learn more about the cash discount program

Frequently Asked Questions

Can I take payments at the table?

Yes. With handheld Clover devices like the Clover Flex, your staff can take orders and accept payments right at the table. This eliminates the need to walk back and forth to a terminal, speeds up the checkout process, and enhances the overall dining experience. It’s a fast, secure, and convenient way to reduce wait times, turn tables faster, and keep guests happy. Choosing the right payment processing for full-service restaurants helps owners improve efficiency, speed up table turnover, and increase customer satisfaction

Does the system support tipping and split bills?

Absolutely. Clover makes tipping and billing seamless for both staff and guests. Customers can leave tips directly on the screen, choose a preset percentage, or enter a custom amount. Splitting checks is just as easy—whether by item, by guest, or by custom dollar amounts. You can also print receipts, email them, or send them by text, giving guests full control over how they pay and tip. This flexibility not only enhances the guest experience but also helps your staff earn more and close out tables more efficiently.

Will orders be sent to the kitchen automatically?

Yes. As soon as an order is entered into the POS system—whether it’s placed at the counter, table, or online—it’s automatically routed in real time to the kitchen display system (KDS) or a connected kitchen printer. This eliminates manual communication and handwritten tickets, significantly reducing the risk of errors and improving overall kitchen efficiency.
Orders are clearly organized by prep station, include modifiers and special requests, and appear instantly—helping your kitchen staff stay focused, prioritize prep times, and deliver meals faster. Whether you’re running a busy full-service restaurant or a fast-paced quick-service kitchen, Clover helps you stay in sync from front to back of house. Velocity Merchant Services offers payment processing for full-service restaurants that integrates seamlessly with POS systems and back-of-house operations.

Can I manage tables and staff from the system?

Yes. Clover’s built-in table management features make it easy to organize your floor, monitor open and seated tables, and assign sections to servers for smoother operations. You can visually track table status, manage reservations or walk-ins, and optimize seating during busy shifts.
On the staffing side, the system includes tools for employee logins, shift tracking, and real-time tip reporting—so you can ensure accurate payouts and accountability. From streamlining front-of-house operations to managing staff performance and payroll, Clover gives you the control you need to run a more efficient restaurant.

Is it easy to update menus or add items?

Definitely. With Clover, updating your menu is fast and hassle-free. You can add new items, change prices, update descriptions, or launch seasonal specials—right from your POS terminal or remotely through the Clover dashboard. Whether you’re in the store or managing things from home, changes sync instantly across all devices, so your staff always has the most up-to-date menu at their fingertips.
It’s the flexibility you need to keep up with your business—and your customers.

What types of payments are accepted?

Clover supports all major payment types to give your customers the flexibility they expect. You can accept EMV chip cards, traditional magnetic stripe swipes, contactless tap-to-pay (NFC), and mobile wallets like Apple Pay, Google Pay, and Samsung Pay. The system also supports gift cards, EBT (if eligible), and manual key-in payments when needed.
No matter how your customers prefer to pay, Clover ensures every transaction is fast, secure, and seamless—helping you close more sales without turning anyone away.

Is the setup and training complicated?

Not at all. Clover is designed to be user-friendly and intuitive—no tech experience required. The touchscreen interface is easy to navigate, and built-in training tools help your staff learn the system quickly, often in just a few minutes. Plus, most systems come pre-configured, so you can get up and running with minimal setup.
Whether you’re training a new hire or switching from another POS, Clover makes the transition smooth, simple, and stress-free. Our payment processing for full-service restaurants is built to handle high-volume dining environments, ensuring smooth checkouts during peak hours.

Can I track sales and reports in real time?

Yes. Clover gives you instant access to real-time sales data, shift summaries, employee performance, and inventory reports—right from your POS terminal or your mobile device. Whether you’re on-site or off the clock, you can log in anytime to monitor key metrics, track trends, and make smarter business decisions on the fly.
Everything updates automatically, so you’re always working with accurate, up-to-the-minute information to help run your business more efficiently. Our tailored payment processing for full-service restaurants, you can accept credit cards, mobile wallets, and EBT while reducing transaction costs.

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