Your Guide to EBT / SNAP
Become an EBT Retailer
Electronic Benefits Transfer (EBT) is an electronic system that authorizes the transfer of a recipient's benefits from a federal account to a business account to pay for products received. EBT is currently used in all 50 states.
Accepting electric benefits transfer (EBT) can boost your business and open up a whole new segment of customers. Accepting Electronic Benefits (EBT) sets you apart from the competition, who may not offer the same benefit. Many companies aren't sure how to start accepting EBT cards or how to become an EBT merchant. If you would like to begin accepting electronic benefits transfer continue reading to learn more about EBT and SNAP and begin accepting EBT today!
SNAP / EBT Benefits
When individuals previously used SNAP, they used paper coupons every time they shopped. Now, most states use a plastic EBT card that works similar to a debit card. An EBT card usually includes SNAP benefits, as well as cash benefits such as unemployment and housing assistance. Every time someone uses an EBT card for food, the amount they spend is automatically deducted from their EBT account and added to the business bank account. When accepting an EBT card, you should see the money deposited into your account within two business days. This benefits your store and also provides a more discreet payment option for those using federal assistance benefits.
All You Need to Know About
Becoming an EBT Merchant
The Difference Between EBT and SNAP
The Supplemental Nutrition Assistance Program (SNAP) is a federal nutrition program that helps eligible individuals stretch their food budgets and purchase healthy food. The program used to be called food stamps. These benefits are used to purchase food at grocery stores, convenience stores, some farmers' markets and co-op programs. Since SNAP is a federal entitlement program overseen by the United States Department of Agriculture (USDA), anyone deemed eligible can receive benefits. Electronic benefits transfer is not a cash assistance program, and individuals don't take away benefits from others who apply. EBT is the platform in which the government gives out benefits. Every month, individuals eligible for SNAP get an EBT card that looks like a debit card. The EBT card comes already loaded with benefits, so people can simply visit a business that accepts EBT and use the EBT card to purchase food through the SNAP program.
What Are the Benefits of EBT and SNAP?
EBT and SNAP offer benefits for both consumers and businesses. Consumers using this benefit won't go hungry every month, and they can supplement their monthly food budgets with the benefits. They can also purchase higher quality, healthy food that may be too expensive to afford without receiving benefits.
Your business also benefits by accepting EBT cards. Accepting EBT can increase your customer base, allowing you to reach a wider range of consumers. You'll also improve your cash flow and reduce the amount of wait time in checkout lines. As word spreads that you accept SNAP benefits through an EBT card, you'll notice profits rise.
Already accepting EBT? Upgrade your EBT/Food-Stamp processing equipment without interruption to your EBT transactions and services.
The federal government has made changes to your state's EBT merchant accounts. All merchants are required to supply their own equipment to continue to process EBT payments and accept payment with an EBT card. Merchants can now accept all transactions (EBT, Visa/MasterCard, and PIN based debit) through one piece of equipment.
For assistance with the transition and upgrading your equipment, Call 888-902-6202.
It is required that you have a USDA FNS (Food and Nutrition Service) permit to process EBT (Electronic Benefit) transactions. If you do not currently have one, call us directly at 1-888-902-6202 to get started accepting EBT transactions today.
We have a dedicated staff of EBT/SNAP experts who work closely with business owners to ensure you have the proper equipment. Most importantly, they make sure that aren't paying too much for your EBT processing services. Call 1-888-902-6202 now to speak with an EBT Specialist who can help you get set up.
Once approved, we will ship your new processing equipment. You will receive your new updated all-in-one machine that processes EBT benefits, EMV, and debit/credit transactions in as soon as 24 hours. Get approved today, begin processing transactions tomorrow.
New EBT equipment will be shipped out encrypted with PCI software and ready to run Credit Cards, Debit Cards, EMV/Smart-Chip Cards. Your business can accept all these processing options if they choose but transactions on credit cards will be charged regular transaction fees with a discount rate and any other processing fees. Get your ALL-IN-ONE terminal now!
Ready to Get Started?
Speak with an EBT specialist.
SNAP / EBT / FNS Information
Want More Information on Becoming and EBT Merchant?
If you have questions about how to become an EBT merchant, check out our Q&A section below or contact us online today to talk to a EBT specialist for more information.
Frequently asked questions
To accept SNAP food stamps in your store, you must get a SNAP permit. To get a permit, you must file an application with the USDA Food and Nutrition Service (FNS). The FNS is the government agency in charge of SNAP food stamps. The SNAP permit is free. You must have a permit for each store you own, and the permit must be in your name. You cannot take over someone else’s SNAP permit. You must sell certain types of food in your store to get a permit:
- You can get a permit if you sell a variety of staple foods in each of four food categories: (1) dairy products (2) breads, grains, and cereals (3) fruits and vegetables and (4) meat, fish, and poultry. Foods can be fresh, frozen, or canned. However, you must stock perishable foods in at least two of the food categories.
- or, you can get a permit if more than 50% of your gross retail sales comes from the sale of one or more staple foods.
- For more Information on store eligibility click here.
Note: Staple foods do not include coffee, tea, candy, soft drinks, snack foods, or certain other ready-to-eat items.
Check out our client
"Mr. Sanchez Helped me out with the USDA documents, Needed someone to translate and help me update my EBT machine. Now just waiting on inspection."
- Argimiro C.
"I can't say enough about this company, the products are great and the person I spoke to was very helpful. And when dealing with any company those Are the most important things, so thumbs up."
- Latonya R.