Payment Processing Solutions for Full-Service Restaurants

Yes. With handheld Clover devices like the Clover Flex, your staff can take orders and accept payments right at the table. This eliminates the need to walk back and forth to a terminal, speeds up the checkout process, and enhances the overall dining experience. It’s a fast, secure, and convenient way to reduce wait times, turn tables faster, and keep guests happy. Choosing the right payment processing for full-service restaurants helps owners improve efficiency, speed up table turnover, and increase customer satisfaction.

Absolutely. Clover makes tipping and billing seamless for both staff and guests. Customers can leave tips directly on the screen, choose a preset percentage, or enter a custom amount. Splitting checks is just as easy—whether by item, by guest, or by custom dollar amounts. You can also print receipts, email them, or send them by text, giving guests full control over how they pay and tip. This flexibility not only enhances the guest experience but also helps your staff earn more and close out tables more efficiently.

Yes. Clover’s built-in table management features make it easy to organize your floor, monitor open and seated tables, and assign sections to servers for smoother operations. You can visually track table status, manage reservations or walk-ins, and optimize seating during busy shifts.
On the staffing side, the system includes tools for employee logins, shift tracking, and real-time tip reporting—so you can ensure accurate payouts and accountability. From streamlining front-of-house operations to managing staff performance and payroll, Clover gives you the control you need to run a more efficient restaurant.

Definitely. With Clover, updating your menu is fast and hassle-free. You can add new items, change prices, update descriptions, or launch seasonal specials—right from your POS terminal or remotely through the Clover dashboard. Whether you’re in the store or managing things from home, changes sync instantly across all devices, so your staff always has the most up-to-date menu at their fingertips.
It’s the flexibility you need to keep up with your business—and your customers.

Clover supports all major payment types to give your customers the flexibility they expect. You can accept EMV chip cards, traditional magnetic stripe swipes, contactless tap-to-pay (NFC), and mobile wallets like Apple Pay, Google Pay, and Samsung Pay. The system also supports gift cards and manual key-in payments for phone orders.
No matter how your customers prefer to pay, Clover ensures every transaction is fast, secure, and seamless—helping you close more sales without turning anyone away.

Not at all. Clover is designed to be user-friendly and intuitive—no tech experience required. The touchscreen interface is easy to navigate, and built-in training tools help your staff learn the system quickly, often in just a few minutes. Plus, most systems come pre-configured, so you can get up and running with minimal setup.
Whether you’re training a new hire or switching from another POS, Clover makes the transition smooth, simple, and stress-free. Our payment processing for full-service restaurants is built to handle high-volume dining environments, ensuring smooth checkouts during peak hours.

Yes. Clover gives you instant access to real-time sales data, shift summaries, employee performance, and inventory reports—right from your POS terminal or your mobile device. Whether you’re on-site or off the clock, you can log in anytime to monitor key metrics, track trends, and make smarter business decisions on the fly.
Everything updates automatically, so you’re always working with accurate, up-to-the-minute information to help run your business more efficiently. With VMS payment processing for full-service restaurants, every sale, tip, and payout is in one place.

VMS prices payment processing for full-service restaurants on interchange-plus: you pay the card networks’ actual interchange cost plus a fixed VMS markup that ranges from 0.05% + $0.05 to 0.50% + $0.10 per transaction, depending on volume and setup. Send us your most recent statement — if we can’t beat your current rate, we pay you $1,000.

Generally, no. SNAP benefits can’t be used for hot or prepared food, so restaurants can only accept EBT through the Restaurant Meals Program in states that run one, using a separate USDA application. If your state participates, our team can tell you whether your restaurant qualifies.

With a complete application, most restaurants are approved and have equipment at the door within 48–72 hours. Devices arrive pre-programmed with your menu, modifiers, and taxes, so you can plug in and start taking payments without downtime.

No. Online orders are processed at your regular VMS rate with no added per-order fee or commission, and you can pause online ordering right from your Clover POS during a rush.