Accept credit cards today

Increase your profits and accept credit cards. Flexibility in payment options makes customers feel more protected with our new EMV smart chip-ready equipment.

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Accept All Kinds of Payments…

Looking to accept credit cards today?

Confused by your statement every month? Not sure where to get fair, honest rates with quality customer service?

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Accept All Forms of Payment

Never turn away a customer! VMS will set you up to accept all forms of payment including VISA, MasterCard, AMEX, Discover, debit cards, EBT, EMV, and more. After you are approved for a merchant account, VMS will ship your equipment quickly so you will be up and running in no time!

VMS has History

With over 20 years of experience in the industry, Velocity Merchant Services knows credit card processing. We will do our best to get you low rates paired with exceptional in-house customer service.

We’ve Got Your Back

Furthermore, VMS offers proven reliable equipment and a genius technical support staff to have you up an running at lightning speed. When you call customer support, you will ALWAYS talk to a real human being and will never be stuck on hold.

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About EMV Chip Credit Cards

EMV (which stands for Europay, MasterCard, Visa) refers to the smart chip technology being adopted in the US. It has already been adopted successfully all over the world, and has proven to lower the risk of fraudulent charges made by stealing information from traditional swipe credit cards. This is because the EMV smart chips are very difficult to reproduce. Additionally, the authorization process is more secure and frequently involves entering a secret PIN number and/or a customer signature.

Quick Facts About EMV Smart Chip Cards

What does EMV mean?

EMV stands for Europay, MasterCard, Visa, which are the three companies that were the first to embrace the technology. EMV cards are also referred to as chip cards, smart-cards, or chip and PIN cards.

How are EMV smart chip cards similar and different from standard credit cards?

They are similar in that they both are the same size and look about the same. Dual-interface EMV cards also have a magnetic strip on the back, just like a traditional card. The big difference is in the contacts on the top left side—a small, rectangular gold or silver circuit.

What does the circuit or smart chip contain?

The contacts on the circuit become powered up when inserted into a reader. The card contains a tiny microprocessor which has cryptographic keys, secure, encrypted algorithms to provide digital signatures, and basic cardholder account info used in some countries for offline transactions.

What are the benefits of upgrading to EMV terminals?

Implementing this technology will make card-present purchases more secure. These cards rely on a two-factor authentication process. The card with the chip acts as the first, and PIN entry is the second. These cards are not susceptible to “skimming” scams, and the chips cannot be cloned. Countries that already require chip cards have seen significant reductions in card fraud. Some report decreases well over 50 percent. This will protect you and your customers from potential unauthorized charges.

Why is the US so behind on using EMV terminals?

There are two reasons. The first is the added cost to the merchants. The second is that U.S. consumers do not care that much, since they are usually not held financially liable for fraudulent charges. Placing the responsibility of fraudulent charges onto the merchants is already an effective motivator, and EMV terminals are becoming more and more common.

Where does EMV stand today?

Much of the developed world has already evolved into processing Europay, MasterCard and Visa chip and PIN cards, the United States is just now shifting toward implementation and required compliance. As of October 1st, 2015, retailers who do not install the new card readers will be held liable for fraudulent charges resulting from exploitation of magnetic-stripe card data.

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