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Understanding Visa Surcharge Rules: What Does the New Rule Mean?

Starting April 15th 2023, there will be a new change to Visa’s surcharge rule. This update is part of Visa’s rules for merchants, and it is important for businesses to understand these requirements to remain compliant. The Visa notice has stated that they are capping credit card surcharges to 3%, it was previously set at … Read more

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What is a High Risk Merchant Account?

Are you continually getting rejected by payment processors? Or, if you finally get accepted you end up paying outrageous processing fees? If so, your business may be considered “high risk”. Whether you think it’s fair or not, high risk businesses need to jump through a few more hoops to be able to start accepting payment. … Read more

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Why Small Business Reporting is Important

Small businesses have an undeniable, positive impact on communities. Changes in the economy and the recent pandemic have caused a massive blow to small businesses, especially privately owned restaurants. That’s why small business reporting is more important than ever to ensure these beloved businesses stay afloat. Business reports provide beneficial insights on spending, profits and … Read more

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Getting Your Local Business Online in 2026

If you’re a local business, you might feel that your standing in the community and local marketing strategies are enough. While that might be true, if you ever want to grow and protect yourself against the threat of larger competitors, you need an online presence. An effective online presence will open the door to new … Read more

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Small Business Banking – Everything You Need To Know

When choosing a bank for your small business, there are many factors to consider. While it may be tempting to go with the bank down the street from your office for convenience, they may not offer the best services for your small business or startup. That’s why it’s important to understand exactly what you need … Read more

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10 Things to Ask Yourself When Shopping for Merchant Services

Let’s face it, no one enjoys shopping for a new credit card processor or merchant services provider. All the rates, the fees, the equipment, the “we’re better than the other guys” can get frustrating rather quickly. It’s overwhelming, it’s confusing, it takes time that you may not have, and it’s another expense that is part … Read more

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How to Prevent Chargebacks in 2026

  by Grace Barone Credit card technology has advanced just like everything else. The days of swiping a magnetic strip are almost obsolete. We now have EMV chips, contactless payments, where all you need to do is tap your card on the machine, you can even pay with your phone or smart watch now. With … Read more

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Identity Theft: How to Protect Your Business in 2026

Cybersecurity threats have evolved rapidly over the last decade, and so has the risk to small businesses. Identity theft is no longer just a consumer issue—it’s a growing business problem. In 2025, identity theft schemes are more sophisticated, digital break-ins are faster, and small businesses are prime targets. Whether you’re accepting payments, collecting emails, or … Read more

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Working Capital- What Small Businesses Should Know

Running and growing a business is a balancing act. Not only do you have to manage clients, vendors, employees, and the million “unexpected” problems that pop up, but you also have to maintain consistent, healthy cash flow. Business funds are essential for daily operations, paying vendors, and supporting growth initiatives. And let’s be honest—that’s not … Read more

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5 Amazing Tools you Need to Know About Now

If you’ve got a small business and are used to “doing it all” then opting for one or more of these useful (almost all free) tools will make a huge difference for you in 2016. Most small business owners lack an accounting background and need user-friendly tools to streamline their business processes. Each of these … Read more

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