Credit Card Processing

“Credit or debit?” When customers pay with plastic, they are often given a choice to ring the card through as a debit transaction or as a credit transaction. Does it matter which option they choose? Should they decide to run a debit card as a credit transaction or as a debit transaction? There are key … Read more

Navigating the confusing world of merchant accounts can be stressful and difficult if you don’t know exactly what you need and don’t fully understand the terminology utilized by merchant account companies. Merchant account pricing schemes, along with the various credit card fees associated with merchant accounts, can be complicated. The pricing model you choose—such as … Read more

  The most common form of credit card processing pricing is the tiered option. Depending on the nature of the transaction, the applicable fee can vary greatly — making cost forecasts exceptionally difficult. Tiered pricing can be complex, as different payment processing companies may use a variety of fee structures, which can include different fees … Read more

Businesses in need of credit card processors need to weigh their options carefully. The right payment processor is reliable and cost-effective, allowing customers to use their preferred methods of payment. In other words, the right service can keep your customers happy! The worst payment processors, however, can add considerable stress to your business and cost … Read more

If you are new to using a credit card processing service, you may find your credit card processing statement difficult to understand. Many businesses find merchant account statements confusing and may overlook important details that impact their costs and security, including issues that can lead to chargebacks, holds, and freezes on merchant accounts. If you’re … Read more