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Understanding Interchange
Interchange is an infinitely complex subject, one that is confusing to many small retailers. The short explanation is that interchange is a fee that major credit card associations establish as payment for their services. Every time a merchant accepts a credit card in exchange for goods or services, this transactional fee is assessed. The fee... Continue reading→
Get Ahead in Credit Card Processing: Know the Terms
If the world of credit card processing confuses you, you are far from alone. In addition to the various entities with a stake in the process, there are many different terms thrown around which can sometimes seem overwhelming to anyone who simply wants to accept credit and debit card payments. What can make the process more... Continue reading→
Clover Mini: The Credit Card Terminal of the Future!
In June 2015, First Data launched a new and improved addition to payment technology and service solutions with the Clover Mini. This POS solution provides business owners with an all-in-one way to make keeping track of transactions as well as processing those transactions for business owners. Payments are facilitated in what is a safe and secure... Continue reading→
5 Amazing Tools you Need to Know About Now
If you’ve got a small business and are used to “doing it all” then opting for one or more of these useful (almost all free) tools will make a huge difference for you in 2016. Each of these is designed to help your business run more smoothly or to improve your own productivity and efficiency... Continue reading→
10 Things to Ask Yourself When Shopping for Merchant Services
Let’s face it, no one enjoys shopping for a new credit card processor or merchant services provider. All the rates, the fees, the equipment, the “we’re better than the other guys” can get frustrating rather quickly It’s overwhelming, it’s confusing, it takes time that you may not have, and it’s another expense that is part... Continue reading→
Is a Smart POS Solution Right For You?
“Do I need a credit card terminal, tablet POS or a full-blown POS System?” This question comes up in the minds of business owners all the time. Whether you’re just starting your business adventure, thinking about downsizing, or expanding your current business. The question of what system to accept payments typically comes into play and... Continue reading→
What is PCI Compliance and How Does It Affect My Business?
If your business accepts credit card payments, you’ve probably heard the term “PCI compliant” before. But what do you need to do to be PCI compliant and how does it benefit you as a merchant? PCI compliance is a lot like exercising regularly for your credit card processing. Although it takes effort to achieve and... Continue reading→
(Infographic) The Merchant Account Application Explained
So you want to take credit cards at your business or you already accept them but you are looking to switch processors. That means you need to apply for a merchant account to do so. Before you jump into an agreement, though, it’s good to know a little bit about the application and the process.... Continue reading→
Think Twice About Small Business e-Commerce
Online shopping is a modern-day staple. When at the mall, many people will check online prices to comparison shop and ensure they are getting the best deal. Even more, people expect top service when they buy. For example, the new Amazon Prime Now program can promise delivery in 1-2 HOURS! If you think your small... Continue reading→