Velocity Merchant Services Logo

Sign in

Support

Get Started

Chai Jagarlamudi

Checkout Mistakes That Are Costing Small Businesses Money (And How to Fix Them in 2026)

by
checkout mistakes featured

  Most small business owners focus on marketing, staffing, pricing, and inventory. But there’s one place where profits quietly leak every single day — the checkout. Checkout mistakes don’t always look dramatic. There’s no alarm when a customer walks away. No notification when a card declines unnecessarily. No report that shows how many people didn’t … Read more

Speak With a Small Business Specialist

Fill out the form below and a member of our in-house team will contact you shortly.

  • This field is for validation purposes and should be left unchanged.

  • By providing your information above, you consent to our Contact Policy.

Trump’s Marijuana Schedule III Move: What It Changes (and What It Definitely Doesn’t)

by
marijuana changes

  On December 18, 2025, President Donald Trump signed an executive order telling federal agencies to expedite and complete the process of moving marijuana from Schedule I to Schedule III under the federal Controlled Substances Act (CSA). That’s the headline. And yes—this is a big deal. But it’s also the part where people sprint past … Read more

Speak With a Small Business Specialist

Fill out the form below and a member of our in-house team will contact you shortly.

  • This field is for validation purposes and should be left unchanged.

  • By providing your information above, you consent to our Contact Policy.

Merchant Account vs Payment Aggregator: What’s the Difference and Which Should You Choose?

by
merchant account vs payment aggregator featured

Choosing how your business accepts payments is not just a technical decision—it’s a structural one. One of the most common (and most misunderstood) comparisons business owners face is merchant account vs payment aggregator. At first glance, both options allow you to accept credit and debit cards. But beneath the surface, they operate very differently. Those … Read more

Speak With a Small Business Specialist

Fill out the form below and a member of our in-house team will contact you shortly.

  • This field is for validation purposes and should be left unchanged.

  • By providing your information above, you consent to our Contact Policy.

Clover Dashboard: The 2026-Level Control Panel for Your Business

by
clover dashboard featured

Most POS systems get judged by what happens at the register. That’s a mistake. The register is the front door—but the real profit and control live in the back office. That’s where the clover dashboard matters. If you’re using Clover (or considering it), the clover dashboard is the web-based command center where you manage the … Read more

Speak With a Small Business Specialist

Fill out the form below and a member of our in-house team will contact you shortly.

  • This field is for validation purposes and should be left unchanged.

  • By providing your information above, you consent to our Contact Policy.

Credit Card Processing for Churches: A Practical Guide to Modern Giving

by
credit card processing for churches featured

Churches today operate in a very different financial environment than they did even ten years ago. Congregations are more mobile, fewer people carry cash or checks, and donors increasingly expect to give online, by card, or through recurring digital methods. As a result, credit card processing for churches has shifted from a “nice-to-have” option to … Read more

Categories POS

Speak With a Small Business Specialist

Fill out the form below and a member of our in-house team will contact you shortly.

  • This field is for validation purposes and should be left unchanged.

  • By providing your information above, you consent to our Contact Policy.

Why Customers File Chargebacks (and How Businesses Can Prevent Them)

by
chargebacks banner featured

When customers file chargebacks, it’s rarely because they understand the dispute process or want to harm a business. In most cases, chargebacks are filed because something went wrong—or because the chargeback felt like the fastest path to a refund. For businesses, the cost of chargebacks extends far beyond the transaction amount. Each dispute can include … Read more

Speak With a Small Business Specialist

Fill out the form below and a member of our in-house team will contact you shortly.

  • This field is for validation purposes and should be left unchanged.

  • By providing your information above, you consent to our Contact Policy.

Text to Pay for Small Businesses: A Practical Guide to Faster Payments and Better Cash Flow

by
text to pay

Author: Jackie Navarrete (The Logistician) Payment expectations have changed. Customers no longer want to wait on invoices, download apps, or return calls just to complete a payment. They want simple, immediate options that work on the device already in their hand. That is where text to pay  becomes a powerful tool for small businesses. Text-to-pay … Read more

Speak With a Small Business Specialist

Fill out the form below and a member of our in-house team will contact you shortly.

  • This field is for validation purposes and should be left unchanged.

  • By providing your information above, you consent to our Contact Policy.

How to Build a Subscription Program With Clover: A Practical Guide for Small Business Owners

by
Customer loyalty featured

Subscription-based business models are no longer limited to streaming services or software. Today, small businesses across every industry—coffee shops, barbershops, boutiques, auto services, restaurants, spas, pet stores, and more—are adopting recurring billing models to stabilize revenue and increase customer loyalty. If your business has repeat customers, predictable purchasing patterns, or service cycles, implementing a subscription … Read more

Speak With a Small Business Specialist

Fill out the form below and a member of our in-house team will contact you shortly.

  • This field is for validation purposes and should be left unchanged.

  • By providing your information above, you consent to our Contact Policy.

POS System for Gyms: What Fitness Businesses Need in 2026

by
POS system for gyms featured

Running a gym today is far more complex than simply offering weights and treadmills. Fitness centers must manage memberships, class bookings, access control, recurring billing, personal training sessions, retail sales, waivers, marketing automation, and more—all while delivering a seamless member experience. That’s why choosing the right POS system for gyms is one of the most … Read more

Categories POS

Speak With a Small Business Specialist

Fill out the form below and a member of our in-house team will contact you shortly.

  • This field is for validation purposes and should be left unchanged.

  • By providing your information above, you consent to our Contact Policy.

Credit Card Convenience Fees: What Small Businesses Must Understand in 2026

by
credit card convenience fees featured

As payment costs continue rising, more small businesses are searching for legal, compliant ways to offset credit card processing expenses. One of the most widely discussed—but often misunderstood—options is credit card convenience fees. These fees show up in many industries, from online ticket sales to tuition payments, professional services, utilities, and even government payment systems. … Read more

Speak With a Small Business Specialist

Fill out the form below and a member of our in-house team will contact you shortly.

  • This field is for validation purposes and should be left unchanged.

  • By providing your information above, you consent to our Contact Policy.

Velocity Merchant Services Logo

Merchant Services Midwest dba is a nationwide payment processing company helping small business owners thrive with customized merchant services and payment processing solutions.

Solutions

Point-of-Sale Devices

Cash Discount Program

EBT Payments

Working Capital

Online Ordering

Loyalty Programs

Devices

Clover Kiosk

Clover Duo

Clover Mini

Clover Flex

Velocity Pro Pack

SHOOSH

Industry

Restaurant

Retail

Grocery

Salon

Spa

Automotive

Smoke Shop

Professional

Resources

About Us

Careers

Blog

Contact

Velocity Merchant Services

888-902-6227

3051 Oak Grove Dr 2nd Floor, Downers Grove, IL 60515

Velocity Merchant Services (VMS) is a registered ISO of Deutsche Bank Trust Company Americas. The Clover® trademark and logo are owned by Clover® Network, Inc., a First Data company. EMV® is a registered trademark in the U.S. and in other countries, owned by EMVCo, LLC. Apple Pay®, Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. All other trademarks, service marks and trade names referenced in this material are the property of their respective owners.

Copyright © 2026, All rights reserved, Velocity Merchant Services

Privacy Policy

Terms of Use