Grace Barone 
The Supplemental Nutrition Assistance Program (SNAP), formerly known as food stamps, is a crucial safety net program in the United States. For example, SNAP is also known by other names in different regions, such as CalFresh in California and FoodShare in Wisconsin, but all refer to the same benefit. Designed to help low-income individuals and … Read more
Business Foundations Building a strong business foundation is the first point every business owner should focus on to ensure long-term success. This starts with creating a comprehensive business plan that outlines your company’s mission, vision, and business goals. Effective business management relies on critical thinking and careful planning, allowing you to anticipate challenges and seize … Read more
In the world of business, every penny counts. When it comes to online transactions, processing fees—incurred through payment processing—can chip away at your profits. Accepting credit cards is a common practice for many businesses to increase sales and customer satisfaction, but it comes with the added cost of credit card processing fees. These fees are … Read more
The COVID-19 pandemic took a toll on the world. I felt like I was frozen in time for two years and woke up in this strange new world where toilet paper and human connection are hard to come by. Luckily we overcame the first wave of the coronavirus pandemic, and our society is starting to … Read more
Key Takeaways A slow season is a predictable period of reduced inquiries and sales driven by customer behavior, budgets, and external factors—not a reflection of your skills or effort. Use quiet months to upgrade backend systems, client processes, and marketing so you enter the next busy season prepared instead of scrambling. Implement concrete revenue strategies … Read more
Artificial intelligence (AI) is rapidly changing the landscape for entrepreneurs and small business owners, offering innovative ways to streamline business processes and boost productivity. Today’s AI technology is more accessible than ever, empowering businesses to automate repetitive tasks, generate creative business ideas, and make smarter, data-driven decisions. With the rise of advanced AI tools, even … Read more
In recent years, a financial revolution has been quietly sweeping the globe, changing the way we shop and manage our finances. The “Buy Now, Pay Later” (BNPL) phenomenon has emerged as a popular and convenient alternative to traditional credit cards and loans. In this blog, we will explore the ins and outs of this exciting … Read more
As the final stretch of the year approaches, small businesses everywhere are gearing up for the 4th quarter. This pivotal period, marked by holiday sales and year-end financial assessments, can make or break a business’s annual performance. Q4 refers to the fourth quarter of the year, which runs from October 1 through December 31, and … Read more
Growing social media followers as a small business feels overwhelming when you’re already juggling inventory, customers, and payroll. The good news? You don’t need to be everywhere or post constantly. With the right strategy, even busy business owners can build a loyal online audience that actually drives sales. Key Takeaways In 2026, small businesses should … Read more
Have you ever wondered why, on occasion, you find yourself paying a little extra when making purchases? I’m sure at least some of you are because the phrase “What the hell is a convenience fee” is a very popular search term on Google. It’s not just about the base price of the product or service. Businesses … Read more
Managers. They make or break a job. I got a job at a grocery store in the midst of the Covid pandemic after losing my serving job. Let me tell you, that manager was god awful. That was the one and only job that I just stopped showing up to and blocked the manager’s number. … Read more
Selling on Amazon has become one of the most accessible paths for small businesses to reach millions of shoppers without building complex e-commerce infrastructure. But accessibility doesn’t guarantee success. This guide walks you through everything from deciding whether Amazon fits your business to launching products, earning reviews, and protecting your margins in 2026. Key Takeaways … Read more
In a world where time is of the essence and technology reigns supreme, there’s one versatile little box of squares that’s transforming the way we interact with businesses, products, and payments – the mighty QR code. From scanning our way through bustling city streets to breezing through contactless payments, QR codes have become the ubiquitous … Read more
Work-life balance. This concept seems so easy, yet so hard for many working people. Recently the price of living has been quickly increasing, meaning people are working more and doing less. This is why many people are trying to figure out how to balance the responsibilities of having a job and having a life. Work-life … Read more
The world is moving fast. Advancements in every avenue of life are being created on what feels like, a daily basis. An advancement that benefits business owners, is a game-changing solution that empowers small businesses with the ability to turn credit card transactions into immediate cash flow, allowing them to process credit card payments quickly … Read more
by Grace Barone blog banner for loyalty app Gain loyal customers with a loyalty app Gain loyal customers with a loyalty app and see all the perks that it can bring to your business to attract customers. Imagine a world where every customer who walks through your doors becomes a fiercely loyal advocate for your … Read more
Discover how spa software streamlines bookings, payments, and customer management for a smoother business experience. If you have a passion for the spa industry and a desire to witness firsthand how technology can elevate your business, then you’ve arrived at the perfect destination. In this article, we dive deep into the captivating realm of spa … Read more
It has become increasingly difficult for people living at or below the poverty line to maintain a normal quality of life. Inflation, job uncertainty, the housing market. We’re seeing an increased number of people in need of assistance. More and more people are looking into government assistance for help with basic needs. The topics of … Read more
Velocity Insights blog banner for the article on credit card processing fees and the pros and cons of customers paying them. Arguably the worst part about accepting credit cards at your business. In today’s increasingly cashless environment, credit card transactions have become the norm for businesses of all kinds. However, with the convenience of accepting … Read more
Clover has recently released an updated version of their hand held point-of-sale device, the Clover Flex. The new edition of the Clover Flex is known as Gen 3 and is the most current version to date. With the Gen 3 Flex now being offered, many business owners have questioned whether or not they should make … Read more
The competitive landscape has undergone a permanent shift. Organizations that once relied solely on operational excellence now face digitally advanced competitors who deliver faster, personalize more effectively, and adapt more swiftly. In 2024–2026, digital transformation is not about following technology trends but about developing the organizational capability to continuously evolve how value is created and … Read more
Tobacco shops aren’t just surviving — they’re booming in 2025. With the steady rise of vape culture, the explosion of Delta-8 and Delta-10 products, the spread of cannabis legalization across more states, and the mainstream acceptance of CBD edibles, the modern smoke shop has become a goldmine for smart entrepreneurs. Today’s tobacco shops aren’t the … Read more
Social media hashtags connect small businesses with wider audiences, boosting brand awareness and engagement. Business hashtags are a crucial tool for increasing visibility, engagement, and networking for small businesses across social media platforms. When using hashtags on social media platforms like Instagram, TikTok, Facebook, and X (formerly Twitter), small businesses can tap into trending topics … Read more
Modern point-of-sale (POS) systems are a game-changer for small businesses, especially for small business owners and retail shops looking for efficient and easy-to-use solutions. Two of the top contenders in the market today are Clover and Square. These platforms are packed with essential features that help businesses run smoother, sell smarter, and scale faster. Whether … Read more
Clover has recently unveiled it’s updated version of their handheld POS system, the Clover Flex 3. This device is a mobile POS system that runs off either Wi-Fi or LTE. Handheld POS devices like these are growing in popularity among businesses. In the past, businesses that were on the go, like vendors and food trucks … Read more
Artificial intelligence is reshaping how small businesses operate—impacting customer experience, staffing, and efficiency. Artificial intelligence (AI), as an advanced technology, has emerged as a transformative force for small businesses, making advanced capabilities more accessible. AI is democratizing access to advanced capabilities that were previously only available to larger organizations, helping to level the playing field … Read more
by Grace Barone Credit card technology has advanced just like everything else. The days of swiping a magnetic strip are almost obsolete. We now have EMV chips, contactless payments, where all you need to do is tap your card on the machine, you can even pay with your phone or smart watch now. With … Read more
Dema Barakat has led Velocity Merchant Services with passion and vision for over 25 years, helping small businesses thrive The Origin Story and the Woman Behind Velocity Merchant Services Velocity Merchant Services is celebrating their 25th anniversary of being in business. The story of VMS begins with 18-year-old Dema Barakat. Fresh out of high school, … Read more
Starting a business requires a lot of work. Entrepreneurs have a lot on their plate and the different things that need to be done when opening a business can get confusing. Incorporating your business is an important step that many business owners try and prioritize. Many business owners don’t know how to incorporate their business … Read more
An understaffed business, or a business short staffed, is a common challenge faced by many organizations for several reasons, such as external factors or sudden changes in demand. Understaffed businesses face stress and setbacks, but the right strategies can help maintain success and efficiency. When there aren’t enough people to handle daily operations, existing staff … Read more
For many people, hair salons are essential. People prioritize finding the right hair salon just like they do a doctor in some cases. They help people maintain the health and beauty of their hair. Hair salons provide the knowledge and tools to help clients reach their hair desires, whether it’s a regular trim to keep … Read more
If you’re a small business owner, there may come a time when your point-of-sale system alone isn’t enough. Many businesses need additional equipment to maximize efficiency, improve customer experience, and streamline operations. That’s where POS hardware comes in. Comprehensive sale systems integrate various POS hardware components—such as barcode scanners, receipt printers, cash drawers, and customer … Read more
Running a successful bar is about much more than just pouring drinks—it’s a complex operation that requires careful coordination and attention to detail. Bar operations encompass everything from taking and processing drink orders to managing bar tabs, tracking inventory, and ensuring every guest receives top-notch service. For bartenders and bar owners, keeping all these elements … Read more
Starting a small business can be a daunting task. If you’ve made that leap, congratulations! Now that your business is up and running the next hurdle you need to jump over is maintaining a steady flow of customers. Whether you’re just opening up or you’re already established, the concept of getting customers in your business … Read more
Coffee shops have been the home of study sessions, first dates, long overdue meet-up’s between old friends, work meetings, attempts at rekindling the flame between ex’s and so much more. There’s something cozy and familiar about coffee shops, people feel safe there. The concept of coffee is comforting, similar to a security blanket for many. … Read more
Tobacco, the most lucrative and stringently regulated product, is crucial to boosting sales and profitability at convenience stores across the nation. In addition, the government keeps putting out legislative initiatives to raise the tax on cigarette goods. That’s why scan data tobacco should be something every convenience store looks into. Scan data refers to the … Read more
A mobile point-of-sale (POS) system is a game-changer for today’s businesses, offering the flexibility to accept payments, manage sales, and oversee inventory from virtually anywhere—all through a mobile device like a smartphone or tablet. Unlike traditional fixed POS terminals, mobile POS solutions empower small businesses, pop-up locations, and full-service restaurants to start accepting payments on … Read more
Pizza. The universally loved dish, a circle of happiness that brings people together. Whether you like your pizza Chicago style, New York style, deep dish or even with pineapple on it. The fact of the matter is, that pizza will be here for as long as humans remain on earth (even if its virtual reality … Read more
Last week the IRS announced the proposal of a new revenue procedure that would affect businesses whom have employees that receive tips. The Service Industry Tip Compliance Agreement or SITCA, is a voluntary tip reporting program between the IRS and various service industry businesses, with the restaurant industry being a primary example affected by SITCA. … Read more
Nail care has been a thing since ancient Egyptian times. The nail salon industry has progressed tremendously since then and there’s no indication that it will be slowing down anytime soon. A misconception many people have is that nail salons run the same way as a hair salon. While they do function relatively similar, there … Read more
Understanding Payment Processing Costs Understanding payment processing costs is the first step to taking control of your business’s expenses. Every time you accept a credit card payment, you pay a combination of credit card processing fees that can range from 1.5% to 3.5% of each transaction. These processing fees are charged by payment processors—companies like … Read more
Which Businesses Benefit Most from Using Clover POS? 5 Reasons Your Small Business Needs a Clover Kiosk In today’s fast-paced, tech-forward world, small businesses and retail stores need every edge they can get. One of the most game-changing tools available is the Clover Kiosk — a self-service POS system that can boost efficiency, reduce errors, … Read more
Restaurant guests in 2026 expect to browse your menu, customize their perfect meal, and pay—all from their phone. Whether you run a neighborhood pizzeria or manage multiple locations, an online ordering system unlocks an additional revenue stream while giving you control over customer relationships that third-party apps keep for themselves. Key Takeaways An online ordering … Read more
Let’s imagine this scenario. You’re working at a gas station, in the midst of a shift change a huge rush ensues. Your coworker leaves you to fend for yourself, one of your pumps is out of order, cars are starting to line up waiting to get gas, a customer is paying for their items with … Read more
TikTok. Have you heard of it? More than likely the answer is yes. Seeing as the app has over 1 billion users and is one of the most downloaded apps in the world. TikTok has over 1 billion users worldwide, providing small businesses with a unique opportunity to connect with a large audience. If you’re … Read more
Small businesses have an undeniable, positive impact on communities. Changes in the economy and the recent pandemic have caused a massive blow to small businesses, especially privately owned restaurants. That’s why small business reporting is more important than ever to ensure these beloved businesses stay afloat. Business reports provide beneficial insights on spending, profits and … Read more
Most people are surprised to learn that nearly two-thirds of shoppers admit to impulsively purchasing something makes them feel happier, and just as you look closely at shopper behavior, you should scrutinize offers like “free” POS systems and their hidden costs. It is also quite intriguing to learn nearly 60% of shoppers insist they saved … Read more
What is SNAP and EBT? The government uses EBT (Electronic Benefit Transfer) to help qualifying consumers pay for nutritional foods. EBT is under the Supplemental Nutrition Assistance Program (SNAP). In that sense, EBT is the mechanism and SNAP is the program that provides assistance. EBT retailers need specific point of sale equipment to be able … Read more
Velocity Merchant Services has worked with a number of grocery stores across the country to ensure that customers and staff have the best experience possible at checkout. Grocery store POS systems are specialized point-of-sale solutions designed to address the unique needs of the grocery industry. Choosing the best POS for your grocery store is essential … Read more
Running an auto repair shop means managing more than just cars. You’re also juggling customers, vendors, inventory, staff—and of course, payments. Whether you’re swiping cards at the counter or invoicing fleet accounts, your business needs a fast, reliable, and affordable payment processing solution. Flexible payment methods—including ACH transfers, contactless payments, and major credit card acceptance—are … Read more
Merchant Services Midwest dba is a nationwide payment processing company helping small business owners thrive with customized merchant services and payment processing solutions.
